Important Message: 2019 Open Enrollment starts November 1 and ends December 15! This is the time when any Vermonter can sign up for 2019 health coverage, or make changes to an existing plan. If you lose health coverage or have another qualifying event after Open Enrollment ends, you can still sign up but need to act fast. If you wait more than 60 days to apply and select your plan, you might have to wait until next year to get health insurance.
Health insurance protects not only your physical health, but your financial health and peace of mind. Use the resources below as a guide to help you select the plan that best meets your needs and budget.
Get familiar with health insurance lingo and learn the terms to better understand how health insurance can work for you.
Find out what financial help you qualify for and see estimates of the total costs of each plan choice. Most Vermonters can either get free or low-cost coverage through Medicaid or Dr. Dynasaur, or get help to lower their monthly premium and out-of-pocket costs. It’s important to remember that you must purchase a silver-level plan on Vermont Health Connect to take advantage of cost-sharing reductions to lower your out-of-pocket costs, if you qualify.
If you have questions about free preventive care, provider networks, or covered prescriptions, you can find helpful links from our Health Plans page or speak to a representative from a health insurance carrier. If you'd like to talk through health insurance terms or the application process in person, you can meet with a trained, certified in-person Assister near you.
If you have insurance through Vermont Health Connect and have had changes in your family or income, we need to know. A change such as a wedding, a birth, a raise, or a new job could change your coverage or the amount of financial help you qualify for. Learn more about reporting a change.
Most Americans who do not have health insurance will have to pay a shared reponsibility fee when they file their federal taxes. This fee increases with inflation each year.