Need to Sign Up for Health Insurance?

Getting Started

Health insurance protects not only your physical health, but your financial health and peace of mind. Use the resources below as a guide to help you select the plan that best meets your needs and budget.

Step 1Get familiar with health insurance lingo and learn the terms to better understand how health insurance can work for you.

Go To Health Insurance Basics


Step 2Find out what financial help you qualify for and see estimates of the total costs of each plan choice. Most Vermonters can either get free or low-cost coverage through Medicaid or Dr. Dynasaur, or get help to lower their monthly premium and out-of-pocket costs. It’s important to remember that you must purchase a silver-level plan on Vermont Health Connect to take advantage of cost-sharing reductions to lower your out-of-pocket costs, if you qualify. 

Link to Plan Comparison Tool


Step 3If you have questions about free preventive care, provider networks, or covered prescriptions, you can find helpful links from our Health Plans page or speak to a representative from a health insurance carrier. If you'd like to talk through health insurance terms or the application process in person, you can meet with a trained, certified in-person Assister near you.

Ready to Apply? Get Started.

Reporting Changes

If you have insurance through Vermont Health Connect and have had changes in your family or income, we need to know. A change such as a wedding, a birth, a raise, or a new job could change your coverage or the amount of financial help you qualify for. Learn more about reporting a change.

Alert!Most Americans who do not have health insurance will have to pay a shared reponsibility fee when they file their federal taxes. This fee increases with inflation each year.