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Important Message: Open Enrollment for 2022 health and dental plans is coming! Learn how the American Rescue Plan Act lowers health insurance for Vermonters. Find out when and how to apply.

Grace Periods

Once your health insurance starts, you are eligible for a grace period if you cannot pay your entire health insurance premium.  A grace period gives you time to pay what you owe. In some cases, your coverage continues while you pay your premiums.  In other cases, your insurance company may hold your claims for healthcare you get until you pay all the premiums billed during your grace period.   

The length of your grace period will depend on whether you get financial help paying for your coverage. If you get financial help you will have a longer grace period than you would if you pay the full cost of your health insurance.