Decision Tools

Important Message:  2019 Open Enrollment starts November 1 and ends December 15! This is the time when any Vermonter can sign up for 2019 health coverage, or make changes to an existing plan. If you lose health coverage or have another qualifying event after Open Enrollment ends, you can still sign up but need to act fast. If you wait more than 60 days to apply and select your plan, you might have to wait until next year to get health insurance.

Plan Comparison Tool - 1) estimates financial help available to help lower costs and 2) estimates possible out-of-pocket costs for each plan option based on age, health status, and expected use of medical services.


Affordability Estimator - for employees to use to see if their company's health insurance is considered "unaffordable," which could then qualify them for financial help to purchase health insurance on their own

Subsidy Estimator2018 was the last year for our Subsidy Estimator. In 2019, you can get a subsidy estimate by using our Plan Comparison Tool.

You can also access our Open Enrollment webinar presentations here: