Decision Tools

 

Plan Comparison Tool - 1) estimates financial help available to help lower costs and 2) estimates possible out-of-pocket costs for each plan option based on age, health status, and expected use of medical services.

2020 Quality Rating System Scores

Affordability Estimator - for employees to use to see if their company's health insurance is considered "unaffordable," which could then qualify them for financial help to purchase health insurance on their own

Health Reimbursement Arrangement (HRA) Affordability Worksheet - for employees to use to see if their company's HRA is “affordable.” Offers advice for when you may and may not use your HRA, or accept tax credits, to help pay for a health plan.