Decision Tools

Important Message:  To enroll in a qualified health plan, you must sign up during an enrollment period. Due to the COVID-19 emergency, Vermont Health Connect has opened a Special Enrollment Period from February 16 through May 14. During this time, any uninsured Vermonter can sign up for a qualified health plan through Vermont Health Connect. Qualified families can also get financial help paying for coverage. Please call us at 1-855-899-9600 to learn more.


Plan Comparison Tool - 1) estimates financial help available to help lower costs and 2) estimates possible out-of-pocket costs for each plan option based on age, health status, and expected use of medical services.

2020 Quality Rating System Scores

Affordability Estimator - for employees to use to see if their company's health insurance is considered "unaffordable," which could then qualify them for financial help to purchase health insurance on their own

2020 Health Reimbursement Arrangement (HRA) Affordability Worksheet - for employees to use to see if their company's HRA is “affordable.” Offers advice for when you may and may not use your HRA, or accept tax credits, to help pay for a health plan. For plan year 2021, please use the 2021 Health Reimbursement Arrangement (HRA) Affordability Worksheet.