Important Message: Open Enrollment for 2025 health insurance plans is here. You can now enroll in a new plan or change plans. Sign up by December 15 to have insurance starting January 1, 2025!

2023 Summaries of Benefits and Coverage

A Summary of Benefits and Coverage (SBC) is a short, plain-language description of a health plan's coverage details provided by the insurance carrier. On this page, you will find SBCs for plan year 2023 for your records (some of these plans are no longer available as of 12/31/23). Please note, Vermont Health Connect plan names may differ from the plan names used by insurance companies.

Please click the links below to find the SBC for the plan you're looking for.

2023 Platinum Plan SBCs

2023 BCBSVT Platinum Plan
2023 MVP VT Platinum 1

2023 Gold Plan SBCs

2023 BCBSVT Gold Plan
2023 BCBSVT Vermont Preferred Gold Plan
2023 BCBSVT Vermont Select CDHP Gold Plan
2023 MVP VT Plus Gold 2
2023 MVP VT Plus Gold 3 HDHP
2023 MVP VT Gold 1

2023 Silver Plan SBCs

2023 BCBS VT Silver Plan
2023 BCBS VT Silver CDHP Plan
2023 BCBS VT Preferred Silver Plan
2023 BCBS VT Select Silver CDHP Plan
2023 MVP VT Silver 3
2023 MVP VT Silver 4 HDHP
2023 MVP VT Plus Silver 1
2023 MVP VT Plus Silver 2 HDHP

2023 Enhanced Silver 94 SBCs

2023 BCBSVT Silver 94 Plan
2023 BCBSVT Silver CDHP 94 Plan
2023 BCBSVT Preferred Silver 94 Plan
2023 BCBSVT Vermont Select Silver CDHP 94 Plan
2023 MVP VT Silver 3 94
2023 MVP VT Silver 4 94
2023 MVP VT Plus Silver 1 94
2023 MVP VT Plus Silver 2 94

2023 Enhanced Silver 87 SBCs

2023 BCBSVT Silver 87 Plan
2023 BCBSVT Silver CDHP 87 Plan
2023 BCBSVT Preferred Silver 87 Plan
2023 BCBSVT Vermont Select Silver CDHP 87 Plan
2023 MVP VT Silver 3 87
2023 MVP VT Silver 4 HDHP 87
2023 MVP VT Plus Silver 1 87
2023 MVP VT Plus Silver 2 87

2023 Enhanced Silver 77 SBCs

2023 BCBSVT Silver 77 Plan
2023 BCBSVT Silver CDHP 77 Plan
2023 BCBSVT Preferred Silver 77 Plan
2023 BCBSVT Vermont Select Silver CDHP 77 Plan
2023 MVP VT Silver 3 77
2023 MVP VT Silver 3 HDHP 77
2023 MVP VT Plus Silver 1 77
2023 MVP VT Plus Silver 2 HDHP 77

2023 Enhanced Silver 73 SBCs

2023 BCBSVT Silver 73 Plan
2023 BCBSVT Silver CDHP 73 Plan
2023 BCBSVT Preferred Silver 73 Plan
2023 BCBSVT Vermont Select Silver CDHP 73 Plan
2023 MVP VT Silver 3 73
2023 MVP VT Silver 4 HDHP 73
2023 MVP VT Plus Silver 1 73
2023 MVP VT Plus Silver 2 HDHP 73

2023 Bronze Plan SBCs

2023 BCBSVT Bronze Plan
2023 BCBSVT Bronze Integrated Plan
2023 BCBSVT Bronze CDHP Plan
2023 BCBSVT Vermont Preferred Bronze Plan
2023 BCBSVT Vermont Select Bronze CDHP Plan
2023 MVP VT Bronze 2>
2023 MVP VT Bronze 4
2023 MVP VT Bronze 3 HDHP
2023 MVP VT Plus Bronze 1
2023 MVP VT Plus Bronze 5

2023 American Indian-Alaska Natives SBCs

2023 BCBCVT AI-AN 300% FPL
2023 BCBSVT Platinum Plan AI-AN
2023 BCBSVT Gold Plan AI-AN
2023 BCBSVT Vermont Preferred Gold Plan AI-AN
2023 BCBSVT Vermont Select CDHP Gold Plan AI-AN
2023 BCBSVT Silver Plan AI-AN
2023 BCBSVT Silver CDHP Plan AI-AN
2023 BCBSVT Preferred Silver Plan AI-AN
2023 BCBSVT Select Silver CDHP Plan AI-AN
2023 BCBSVT Bronze Plan AI-AN
2023 BCBSVT Bronze Integrated Plan AI-AN
2023 BCBSVT Bronze CDHP Plan AI-AN
2023 BCBSVT Vermont Preferred Bronze Plan AI-AN
2023 BCBSVT Vermont Select Bronze Plan AI-AN
2023 MVP VT AI-AN 300% FPL
2023 MVP VT Plus AI-AN 300% FPL
2023 MVP VT Platinum 1 AI-AN
2023 MVP VT Plus Gold 2 AI-AN
2023 MVP VT Plus Gold 3 HDHP AI-AN
2023 MVP VT Gold 1 AI-AN
2023 MVP VT Silver 3 AI-AN
2023 MVP VT Silver 4 HDHP AI-AN
2023 MVP VT Plus Silver 1 AI-AN
2023 MVP VT Plus Silver 2 HDHP AI-AN
2023 MVP VT Bronze 2 AI-AN
2023 MVP VT Bronze 4 AI-AN
2023 MVP VT Bronze 3 HDHP AI-AN
2023 MVP VT Plus Bronze 1 AI-AN
2023 MVP VT Plus Bronze 5 AI-AN

2023 Catastrophic Plans

2023 BCBSVT Catastrophic Plan
2023 MVP Secure