In Silver plans, the insurance company pays about 70% of costs. You pay the remaining 30%, on average. This means the plans have a moderate monthly premium and moderate costs when you get care.
BlueCross BlueShield of Vermont plans
- 2025 BCBS VT Silver Plan
- 2025 BCBS VT Silver CDHP Plan
- 2025 BCBS VT Preferred Silver Plan
- 2025 BCBS VT Select Silver CDHP Plan
MVP Health Care Plans
- 2025 MVP VT Silver 3
- 2025 MVP VT Silver 4 HDHP
- 2025 MVP VT Plus Silver 1
- 2025 MVP VT Plus Silver 2 HDHP
Enhanced Silver plans are available to eligible Vermont households. These plans offer a higher actuarial value than regular silver plans, which means you pay less money out of pocket when you go to the doctor. To estimate your eligibility for an Enhanced Silver plan, check out our Plan Comparison Tool.
CDHP vs. HDHP
The Consumer-driven Health Plan (CDHP) and the High-deductible Health Plan (HDHP) generally have higher deductibles and lower monthly premiums, meaning you must pay your medical costs before your health plan does.