What is Full-Cost Direct Enrollment?
To “direct enroll” is to sign up for health insurance through a health insurance company. It is an alternative to signing up through Vermont Health Connect. “Full-cost” means that Vermonters who choose to enroll directly cannot get financial help. Eligible Vermonters who want tax credits and other financial help must enroll through Vermont Health Connect.
This process is for people who buy insurance on their own, not through an employer. Are you sure your income is to high to get financial help? If so, it might make sense to direct enroll.
I'm not sure my income is too high to get financial help. Can I transfer from Full-Cost Direct Enrollment to Vermont Health Connect?
Yes. Eligible direct enrolled customers can transfer their plan to Vermont Health Connect at any time. They do not need to wait for an enrollment period.
More Vermonters with higher incomes may now qualify for financial help. But they must sign up with Vermont Health Connect.
- Call 1-855-899-9600 or read our instructions for transferring your plan to Vermont Health Connect.
A Few Things to Remember:
- Full-cost direct enrollment is offered by Blue Cross Blue Shield of Vermont (BCBSVT) and MVP Health Care® (MVP).
- Full-cost direct enrollment customers cannot receive financial help from the state or federal government. They cannot get Advanced Premium Tax Credits (APTC), Vermont Premium Assistance (VPA), and Cost-Sharing Reductions (CSR).
- Vermonters must enroll through Vermont Health Connect to get Medicaid or Dr. Dynasaur.