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Important Message: Did you get advance premium tax credits (APTC) last year? Did you have Medicaid coverage for any period? Your 1095-A or 1095-B is available from your online account in the “My Notices & Communications” tab.

2025 Bronze Plans

In Bronze plans, the insurance company pays about 60% of costs. You pay the remaining 40%, on average. This means the plans have the lowest monthly premium and the highest costs when you get care.

BlueCross BlueShield of Vermont plans

MVP Health Care plans

CDHP vs. HDHP

The Consumer-driven Health Plan (CDHP) and the High-deductible Health Plan (HDHP) generally have higher deductibles and lower monthly premiums, meaning you must pay your medical costs before your health plan does.