In Gold plans, the insurance company pays about 80% of costs. You pay the remaining 20%, on average. This means the plans have a high monthly premium and low costs when you get care.
BlueCross BlueShield of Vermont Gold Plans
- 2025 BCBSVT Gold Plan
- 2025 BCBSVT Vermont Preferred Gold Plan
- 2025 BCBSVT Vermont Select CDHP Gold Plan
MVP Health Care Gold Plans
CDHP vs. HDHP
The Consumer-driven Health Plan (CDHP) and the High-deductible Health Plan (HDHP) generally have higher deductibles and lower monthly premiums, meaning you must pay your medical costs before your health plan does.