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How to Apply

Important Message: To get health insurance, you must sign up during an enrollment period. Vermont Health Connect’s Open Enrollment starts November 1 and lasts about six weeks. Eligible Vermonters can sign up for a qualified health plan during Open Enrollment. At other times, you can get a 60-day Special Enrollment Period if you have a major life event, such as losing your health insurance. Vermonters who are eligible for Medicaid can enroll at any time.

Qualified Health Plans

Vermont Health Connect offers qualified health plans (QHP) through private health insurance companies (Blue Cross and Blue Shield of Vermont and MVP Health Care®.) Qualified health plans have a monthly premium. Eligible Vermonters can get financial help paying for a Vermont Health Connect qualified health plan—including premium tax credits and cost-sharing reductions.

You must apply for a qualified health plan during an enrollment period:

  • Open Enrollment runs Nov 1-Dec 15 each year. Any eligible Vermonter can get a QHP at this time.
  • At other times of year, Vermonters must have a Special Enrollment Period to get a QHP. If you have a major life event, like losing your health insurance, you could get a Special Enrollment Period.

Medicaid

Medicaid offers insurance for adults and children.

  • You must be income-eligible to get Medicaid.
  • Medicaid for adults has no monthly premium.
  • Depending on household income, Medicaid for children (Dr. Dynasaur) could have a monthly premium.
  • Eligible Vermonters can sign up for Medicaid any time.

How to Apply