Individual Mandate FAQ

Do I have to have insurance?

Federal law requires all Americans to have health insurance. Vermonters may be eligible for public programs or financial assistance to help pay for their care through Vermont Health Connect.  People who do not have health insurance may have to pay a federal fee when they file their taxes. For the 2019 tax year, the federal penalty is $0. Learn more about the individual mandate.


How do I apply for an exemption from the individual shared responsibility payment?

Individuals seeking an exemption must apply to the federal government.

You can visit the federal website to:

You can also visit the IRS website to learn more details: