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Important Message: To get health insurance, you must sign up during an enrollment period. Vermont Health Connect has a Special Enrollment Period open now through October 1, and uninsured Vermonters can enroll in a qualified health plan during this time. Under the American Rescue Plan Act, Vermonters can get more financial help when they enroll through Vermont Health Connect. Vermonters who have insurance directly through Blue Cross and Blue Shield of Vermont or MVP Health Care® can transfer their plan to Vermont Health Connect now to get premium tax credits.  Vermonters who are eligible for Medicaid can enroll at any time.

Individual Mandate FAQ

Do I have to have health insurance?

When Vermonters file their state taxes, they must report if they had health insurance (including Medicaid and Medicare) for each month of the year. There is no cash penalty for not having health insurance, but it is important that every Vermonter is covered.  Health insurance can:

  • Reduce the risk of large medical bills;
  • Help cover medications, visits to providers, and hospital care;
  • Help Vermonters stay healthy by paying for yearly check-ups, screenings and immunizations, and other preventive health care.

You can also visit the IRS website to learn more details: